As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
Traditionally, February is a BIG month for car sales! You’ll find many Presidents’ Day special deals from the auto makers, car dealerships and financial institutions. Before you shop for your new car, here are some smart strategies to help you drive home with the right car and the best deal!
It pays to get pre-approved first. Just like shopping for a home, shopping for a car is easier when you have a realistic budget in mind. You’ll be able to eliminate some choices, and focus on a few models that meet your needs and your budget. Buying a new car can put a damper on your budget– an offer like our 90 Days No Payment** can help you get back on your feet with your budget.
Bring a friend or bring a trusted Auto Advisor when you shop for your car. Auto Advisor can save you time and money, negotiate with the car dealer on your behalf and ultimately, find you the right car at the right price. Auto Advisor works for you– it’s like having your best friend and your savvy finance manager working for you!
When considering two options, such as zero percent financing or $2500 cash back, you’ll need to do the math to figure out which option is the best in the long run. In general, choosing the cash back and reducing the cost of your new vehicle may save you the most money, depending on the interest rate of your auto loan. Auto advisor can help you calculate the actual cost of each option.
If you purchase a new car using financing through a dealership, the dealer will try to add in products that you don’t technically need or want, and aren’t beneficial to you. These products are marked up so you pay more while the dealer makes more money. For example, you can probably get the same Gap Insurance through your credit union for far less.