As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
In today’s digital age, protecting your personal information is more important than ever. Cybercriminals are constantly changing their tactics to exploit vulnerabilities and steal sensitive information. By taking proactive measures, you can defend yourself and your money against these threats. Here are some tips to help you protect your finances and personal data:
Safeguard yourself against identity theft and unauthorized use of your personal information by creating strong, unique passwords for all your accounts. Additionally, shred all sensitive documents, such as bank statements and credit card offers before disposing of them.
Securing your devices is essential in minimizing the risk of scams. Install and regularly update security software to protect your devices from malware and hacking attempts. Avoid using public Wi-Fi when conducting online transactions, and always ensure you are using secure websites to keep your information encrypted and protected.
Frequently reviewing your financial reports can help you catch discrepancies and potential scams early. Log into online and mobile banking frequently to look for suspicious transactions. Regularly examine your credit report for any unusual entries or activities you did not authorize.
When making financial decisions, avoid rushing into anything without proper consideration. Refrain from clicking on links in suspicious text messages or emails. If you receive an uninitiated phone call asking you for money immediately, ask for a call back number and refuse to send money until you’ve had the time to consider the request. Additionally, be suspicious of any requests for payment via gift cards or cryptocurrency, as these are common methods used by scammers.
Keep yourself updated on the latest scam tactics to protect yourself against financial scams. Regularly visit the Federal Trade Commission* (FTC) for tips and updates on protecting your information.
If you have any questions or think you may have been affected by a scam, call the Member Support Team at 800-356-0067.