As the holidays approach, gift cards remain a popular gift option, but they’re also a target for scammers. These fraudsters use tactics like phishing and tampering with physical gift cards to steal funds before they can be used. To protect yourself and your loved ones this season, it’s important to stay aware of these risks.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Halloween is a time for spooky fun, but it can also bring a scare to your wallet if you're not careful. From costumes to decorations and treats, the costs can add up quickly. Here’s how to manage your Halloween budget and keep your spending under control while still enjoying the festivities.
Now is the moment to turn your attention to your tax obligations. With less than 60 days remaining until the tax deadline now is a good time to prepare your documents and file.
Need a smart strategy to save on essential school supplies? Planning your dream vacation or gearing up for the holiday season? With a club account, you can save for essential school supplies, exciting vacations, and joyful holiday celebrations, making your financial goals more attainable and stress-free.
According to a recent study, the average American household spends $64 per month on internet service. If you’re looking to reduce that cost, here are some ways to do that.
Most internet service providers allow you to rent their equipment. While that certainly makes things easier, it’s not cost-effective. If your provider is charging you $10 per month to rent its modem and router, you’re looking at $120 per year. You can buy a router and modem for roughly the same cost, and never pay another cent going forward.
If you’re paying for the fastest speed, consider whether you really need it. For most things — like streaming and regular internet use — you only need speeds between 20-30 Mbs. If you’re paying for something higher than that, consider reducing your speeds. You could save around $20 per month.
As USA Today suggests, it never hurts to contact your internet service provider to see if you can negotiate a lower bill. Be prepared to cite a lower deal from a competitor. That usually gets things in motion quickly.
If you have cable and internet, try searching for a company that offers both. Companies often offer a deal to consumers who bundle services together. You could save between $10-$20 per month.
Need help managing your budget? As a member of MVCU, you have access to free financial counseling through GreenPath Financial Wellness.